Rates & Terms – Landing Page

Sunshine Loans Rates & Terms

View Loans Available in Your State

Sunshine Loans Has A Loan Product For You

Payday Loans

Smaller loan amounts with shorter terms that is due next time you receive a paycheck. To learn more about payday loans and if they are the right for you, click here.

Installment Loans

Larger loan amounts with longer terms to help in the event of a temporary cash shortfall. To learn more about installment loans and if they are right for you, click here.

Line-of-Credit Loans

Coming soon.

Rates & Terms – Landing Page

Sunshine Loans Rates & Terms

View Loans Available in Your State

Sunshine Loans Has A Loan Product For You

Payday Loans

Installment Loans

Line-of-Credit Loans

Ready To Apply?

GET A PERSONAL LOAN

CUSTOMER SERVICE

LEGAL

_{High-Cost Disclosure: Loans arranged by Sunshine Loans have a high APR and should not be used as a long-term financial}_{solution. Customers with credit difficulties should seek credit counseling.}

_{^Applications are subject to verification criteria and not all applications are approved.}

_{California: Deferred deposit loans are provided by MoneySpot Direct, LLC, License #10DBO-177857, a lender licensed by the California Department of Financial Protection and Innovation, pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law.}

_{Delaware: Payday loans are provided by MoneySpot Direct, LLC, a lender licensed by the Delaware State Bank Commissioner, Delaware Licensed Lender License 039289.}

_{Oregon: Loans are provided by MoneySpot Direct, LLC, a lender licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id. #2035881.}

Select the option that applies to you

Rates & Terms – Landing Page

Sunshine Loans Rates & Terms

View Loans Available in Your State

Sunshine Loans Has A Loan Product For You

Payday Loans

Installment Loans

Line-of-Credit Loans

Ready To Apply?

GET A PERSONAL LOAN

CUSTOMER SERVICE

LEGAL

High-Cost Disclosure: Loans arranged by Sunshine Loans have a high APR and should not be used as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

^Applications are subject to verification criteria and not all applications are approved.

California: Deferred deposit loans are provided by MoneySpot Direct, LLC, License #10DBO-177857, a lender licensed by the California Department of Financial Protection and Innovation, pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law.

Delaware: Payday loans are provided by MoneySpot Direct, LLC, a lender licensed by the Delaware State Bank Commissioner, Delaware Licensed Lender License 039289.

Oregon: Loans are provided by MoneySpot Direct, LLC, a lender licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id. #2035881.

_{High-Cost Disclosure: Loans arranged by Sunshine Loans have a high APR and should not be used as a long-term financial}_{solution. Customers with credit difficulties should seek credit counseling.}

_{^Applications are subject to verification criteria and not all applications are approved.}

_{California: Deferred deposit loans are provided by MoneySpot Direct, LLC, License #10DBO-177857, a lender licensed by the California Department of Financial Protection and Innovation, pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law.}

_{Delaware: Payday loans are provided by MoneySpot Direct, LLC, a lender licensed by the Delaware State Bank Commissioner, Delaware Licensed Lender License 039289.}

_{Oregon: Loans are provided by MoneySpot Direct, LLC, a lender licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id. #2035881.}