Rates & Terms – Louisiana

Louisiana Rates & Terms

Online Payday Loans

Louisiana Sunshine Loans loan agreements are governed by the State of Louisiana.

View Example Finance Charges

Amount Financed
(the amount of credit provided to you on your behalf)
Finance Charge
(the dollar amount the credit will cost you)
Total Repayment Amount
*Principal plus Finance Charge
APR** 697.4107% for a 14 day loan.325.4583% for a 30 day loan.
**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.

Online Payday Loan Questions:

How much money can I get?

Residents of Louisiana may be eligible to receive up to $350 with an online payday loan from Sunshine Loans.

When will I have to pay back my loan?

A payday loan is only meant to satisfy your short-term cash needs and will be due to be paid back on your next pay day.

Can I get an extension on my loan?

In accordance with Louisiana law, your loan must be paid in full on your due date. If you find yourself in need of more money, you may re-apply once your previous balance in paid in full.