Login Apply

How it Works
FAQ
Rates & Terms
Resources
Contact
Login
Apply

How it Works
FAQ
Rates & Terms
Resources
Contact
Login
Apply

Home

Easy Process, No Paperwork, Get Funded Instantly*

View Loans Available in Your State

Installment Loans

Larger loan amounts with longer terms to help in the event of a temporary cash shortfall

• Loans up to $2,000

• Fixed Interest Rate
• CAB Fee
• Repay Over Time

(Typically 10 Weekly or 5 Bi-Weekly payments)

Click here to learn more about Installment Loans

Payday Loans

Smaller loan amounts with shorter terms and a flat fee to help get you to your next payday

• Loans up to $1,000

• Single Flat Rate Fee
• Repay On Next Payday

()

Click here to learn more about Payday Loans

GET A PERSONAL LOAN

Installment Loan

Short-Term Loan

CUSTOMER SERVICE

About Moneyspot

LEGAL

Consent to Receive Marketing

Consent for Electronic Communication

California Consumer Privacy Act (CCPA)

California Consumer Privacy Notice

Fast, Online Loans Up to $2,000

MoneySpot USA, LLC, DBA Sunshine Loans

MoneySpot Direct, LLC, DBA Sunshine Loans

Ph: (800) 504-9776

_{High-Cost Disclosure: Loans arranged by Sunshine Loans have a high APR and should not be used as a long-term financial}_{solution. Customers with credit difficulties should seek credit counseling.}

_{^Applications are subject to verification criteria and not all applications are approved.}

_{*Loan Disbursement:}_{For loans funded via debit card, funds are sent to the bank account linked to your debit card immediately after your loan is approved and you accept our offer. Delays may occur due to circumstances beyond our control. If we’re unable to validate your card, or you do not opt into this service, funds will be sent via ACH deposit.}_{Loans approved before 11:30am on a business day will typically be funded on the same day, otherwise funds will be deposited by the next business day. All funding cut-off times are subject to change. The date and time funds are made available to you by your bank are subject to your bank’s policies.}

_{California: Deferred deposit loans are provided by MoneySpot Direct, LLC, License #10DBO-177857, a lender licensed by the California Department of Financial Protection and Innovation, pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law.}

_{Delaware: Payday loans are provided by MoneySpot Direct, LLC, a lender licensed by the Delaware State Bank Commissioner, Delaware Licensed Lender License 039289.}

_{Kansas: Loans are provided by MoneySpot Direct, LLC, a lender licensed by the Kansas Office of the State Bank Commissioner, Kansas lender license number: SL.0026935.}

_{Oregon: Loans are provided by MoneySpot Direct, LLC, a lender licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id. #2035881.}

_{Texas: MoneySpot USA, LLC dba Sunshine Loans is licensed as a Credit Access Business (CAB), License No. 2000066081-163865, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20200018, by the State of Texas. Sunshine Loans is NOT a lender in the state of Texas. All loans for which Sunshine Loans acts as a CSO/CAB are funded by an unaffiliated third-party lender, TXCSO, Inc., and serviced by Sunshine Loans.}

English

Español de México

Let's Get Started

Select the option that applies to you

Returning Customer