Cómo funciona

Cómo funciona en 3 sencillos pasos

Sabemos que la vida no siempre sucede de acuerdo con el plan, así que estamos aquí para ayudar haciendo que nuestro servicio sea lo más simple, rápido y transparente posible. Solicita un préstamo en efectivo en línea en 3 sencillos pasos.

Aplicación en línea

Solicita usando nuestra calculadora de préstamos en línea y el formulario de solicitud. Solo te pediremos información esencial que nos permita evaluar tu solicitud.

Proceso de aprobación rápida

Verificaremos tu información y describiremos los términos de tu préstamo, que puedes firmar electrónicamente en línea. Se tarda sólo unos minutos en completarse

Money in your account

Una vez que hayas firmado electrónicamente tu oferta de préstamo, realizaremos algunas verificaciones finales. Una vez aprobado, Sunshine Loans normalmente enviará tu dinero al instante*

APLICA AHORA

Proceso fácil. Sin papeleo. Obtenga fondos al instante*

Obtener la “luz verde”

Antes de ofrecerte en línea un préstamo en efectivo, estamos obligados por ley a hacer consultas razonables con respecto a tu capacidad para pagarlo. Después de solicitar tu permiso para hacerlo, nuestro sistema en línea analiza tu información financiera y toma una decisión en minutos.

PREGUNTAS FRECUENTES

Proceso fácil. Sin papeleo. Obtenga fondos al instante*

¿Eres elegible?

Debes ser residente del estado en el que se ofrece el producto. Debes tener más de 18 años. Debes tener un flujo de ingresos estable y regular.

APLICA AHORA. APROBACIONES RÁPIDAS

Proceso fácil. Sin papeleo. Obtenga fondos al instante*

Hasta $2,000 tan pronto como el mismo día*

Los préstamos aprobados antes de las 11:30 a.m. en un día hábil generalmente se financiarán el mismo día.

APLICA AHORA, APROBACIONES RÁPIDAS

Proceso fácil. Sin papeleo. Obtenga fondos al instante*

_{State Law Disclosures: MoneySpot USA, LLC dba Sunshine Loans is licensed as a Credit Access Business (CAB), License No. 2000066081-163865, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20200018, by the State of Texas. All loans for which Sunshine Loans acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by Sunshine Loans.}

_{High-Cost Disclosure: Loans arranged by Sunshine Loans have a high APR and should not be used as a long-term financial}_{solution. Customers with credit difficulties should seek credit counseling.}

_{^Applications are subject to verification criteria and not all applications are approved.}

_{*Loan Disbursement:}_{For loans funded via debit card, funds are sent to the bank account linked to your debit card immediately after your loan is approved and you accept our offer. Delays may occur due to circumstances beyond our control.}

_{If we’re unable to validate your card, or you do not opt into this service, funds will be sent via ACH deposit.}_{Loans approved before 11:30am on a business day will typically be funded on the same day, otherwise funds will be deposited by the next business day. All funding cut-off times are subject to change. The date and time funds are made available to you by your bank are subject to your bank’s policies.}

Cómo funciona

Cómo funciona en 3 sencillos pasos

Aplicación en línea

Proceso de aprobación rápida

Money in your account

Obtener la “luz verde”

¿Eres elegible?

Hasta $2,000 tan pronto como el mismo día*

_{High-Cost Disclosure: Loans arranged by Sunshine Loans have a high APR and should not be used as a long-term financial}_{solution. Customers with credit difficulties should seek credit counseling.}

_{^Applications are subject to verification criteria and not all applications are approved.}

_{*Loan Disbursement:}_{For loans funded via debit card, funds are sent to the bank account linked to your debit card immediately after your loan is approved and you accept our offer. Delays may occur due to circumstances beyond our control.}

OBTENER UN PRÉSTAMO PERSONAL

SERVICIO AL CLIENTE

LEGAL

_{High-Cost Disclosure: Loans arranged by Sunshine Loans have a high APR and should not be used as a long-term financial}_{solution. Customers with credit difficulties should seek credit counseling.}

_{^Applications are subject to verification criteria and not all applications are approved.}

_{California: Deferred deposit loans are provided by MoneySpot Direct, LLC, License #10DBO-177857, a lender licensed by the California Department of Financial Protection and Innovation, pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law.}

_{Delaware: Payday loans are provided by MoneySpot Direct, LLC, a lender licensed by the Delaware State Bank Commissioner, Delaware Licensed Lender License 039289.}

_{Oregon: Loans are provided by MoneySpot Direct, LLC, a lender licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id. #2035881.}

Escoge la opción que te aplique

Cómo funciona

Cómo funciona en 3 sencillos pasos

Aplicación en línea

Proceso de aprobación rápida

Money in your account

Obtener la “luz verde”

¿Eres elegible?

Hasta $2,000 tan pronto como el mismo día*

High-Cost Disclosure: Loans arranged by Sunshine Loans have a high APR and should not be used as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

^Applications are subject to verification criteria and not all applications are approved.

*Loan Disbursement: For loans funded via debit card, funds are sent to the bank account linked to your debit card immediately after your loan is approved and you accept our offer. Delays may occur due to circumstances beyond our control.

OBTENER UN PRÉSTAMO PERSONAL

SERVICIO AL CLIENTE

LEGAL

High-Cost Disclosure: Loans arranged by Sunshine Loans have a high APR and should not be used as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

^Applications are subject to verification criteria and not all applications are approved.

California: Deferred deposit loans are provided by MoneySpot Direct, LLC, License #10DBO-177857, a lender licensed by the California Department of Financial Protection and Innovation, pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law.

Delaware: Payday loans are provided by MoneySpot Direct, LLC, a lender licensed by the Delaware State Bank Commissioner, Delaware Licensed Lender License 039289.

Oregon: Loans are provided by MoneySpot Direct, LLC, a lender licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id. #2035881.

_{High-Cost Disclosure: Loans arranged by Sunshine Loans have a high APR and should not be used as a long-term financial}_{solution. Customers with credit difficulties should seek credit counseling.}

_{^Applications are subject to verification criteria and not all applications are approved.}

_{*Loan Disbursement:}_{For loans funded via debit card, funds are sent to the bank account linked to your debit card immediately after your loan is approved and you accept our offer. Delays may occur due to circumstances beyond our control.}

_{High-Cost Disclosure: Loans arranged by Sunshine Loans have a high APR and should not be used as a long-term financial}_{solution. Customers with credit difficulties should seek credit counseling.}

_{^Applications are subject to verification criteria and not all applications are approved.}

_{California: Deferred deposit loans are provided by MoneySpot Direct, LLC, License #10DBO-177857, a lender licensed by the California Department of Financial Protection and Innovation, pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law.}

_{Delaware: Payday loans are provided by MoneySpot Direct, LLC, a lender licensed by the Delaware State Bank Commissioner, Delaware Licensed Lender License 039289.}

_{Oregon: Loans are provided by MoneySpot Direct, LLC, a lender licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id. #2035881.}