Rates & Terms – Louisiana
Online Payday Loans
Louisiana Sunshine Loans loan agreements are governed by the State of Louisiana.
View Example Finance Charges
| Amount Financed (the amount of credit provided to you on your behalf) |
$100 |
| Finance Charge (the dollar amount the credit will cost you) |
$26.75 |
| Total Repayment Amount *Principal plus Finance Charge |
$126.75 |
| APR** | 697.4107% for a 14 day loan.325.4583% for a 30 day loan. |
IF YOU CANNOT MAKE PAYMENT WHEN DUE, YOU CAN ASK TO ENTER INTO AN EXTENDED PAYMENT PLAN ONCE IN A TWELVE-MONTH PERIOD, BUT THE REQUEST MUST BE MADE BEFORE PAYMENT IS DUE. REQUESTS MUST BE IN WRITING AND MAY BE MADE BY EMAIL TO SUNSHINE LOANS AT [email protected] OR BY PHONE AT 1-800-504-9776. IF SUNSHINE LOANS REFUSES TO ENTER INTO AN EXTENDED PAYMENT PLAN UPON YOUR REQUEST BEFORE THE DUE DATE, CONTACT THE OFFICE OF FINANCIAL INSTITUTIONS AT 1-888-525-9414.
**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.
Online Payday Loan Questions:
How much money can I get?
Residents of Louisiana may be eligible to receive up to $350 with an online payday loan from Sunshine Loans.
When will I have to pay back my loan?
A payday loan is only meant to satisfy your short-term cash needs and will be due to be paid back on your next pay day.
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