{"id":1814,"date":"2023-09-12T22:24:39","date_gmt":"2023-09-12T22:24:39","guid":{"rendered":"https:\/\/sunshineloans.com\/?page_id=1814"},"modified":"2026-04-01T22:32:20","modified_gmt":"2026-04-01T22:32:20","slug":"rates-terms-tennessee","status":"publish","type":"page","link":"https:\/\/sunshineloans.com\/es\/rates-terms-tennessee\/","title":{"rendered":"Rates &#038; Terms &#8211; Tennessee"},"content":{"rendered":"<div id=\"Inner-page-head\"     class=\"vc_row wpb_row section vc_row-fluid\" style=' text-align:left;'><div class=\"full_section_inner clearfix\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2 style=\"text-align: center;\">Tennessee Rates &amp; Terms<\/h2>\n\n\t\t<\/div> \n\t<\/div> \t<div class=\"vc_empty_space\"  style=\"height: 50px\" ><span\n\t\t\tclass=\"vc_empty_space_inner\">\n\t\t\t<span class=\"empty_space_image\"  ><\/span>\n\t\t<\/span><\/div>\n\n<\/div><\/div><\/div><\/div><\/div><div      class=\"vc_row wpb_row section vc_row-fluid  grid_section\" style=' text-align:left;'><div class=\"section_inner clearfix\"><div class='section_inner_margin clearfix'><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2 style=\"text-align: center; color: #322b69;\">Online Payday Loans<\/h2>\n\n\t\t<\/div> \n\t<\/div> \n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\"><em><span style=\"color: #ff0000;\">Tennessee Sunshine Loans loan agreements are governed by the State of Tennessee.<\/span><\/em><\/p>\n\n\t\t<\/div> \n\t<\/div> <div      class=\"vc_row wpb_row section vc_row-fluid vc_inner  vc_custom_1669763338716\" style=' text-align:left;'><div class=\"full_section_inner clearfix\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2><span style=\"color: #322b69;\">Ver Ejemplos de Cargos Financieros<\/span><\/h2>\n<p><select id=\"dollarsTN\" style=\"width: 150px;\" name=\"dollarsTN\" onchange=\"changeTN(this.value)\"><option value=\"100\">$100<\/option><option value=\"200\">$200<\/option><option value=\"300\">$300<\/option><option value=\"400\">$400<\/option><\/select><\/p>\n<table id=\"tbl\" style=\"height: 478px;\" width=\"985\">\n<tbody>\n<tr>\n<td><strong>Monto financiado<\/strong>(la cantidad de cr\u00e9dito que se le proporcion\u00f3 en su nombre)<\/td>\n<td id=\"AF\">$100<\/td>\n<\/tr>\n<tr>\n<td><strong>Cargo Financiero<\/strong>(la cantidad en d\u00f3lares que le costar\u00e1 el cr\u00e9dito)<\/td>\n<td id=\"FC\">$17.64<\/td>\n<\/tr>\n<tr>\n<td><strong>Total Repayment Amount<\/strong>*Principal plus Finance Charge<\/td>\n<td id=\"TP\">$117.64<\/td>\n<\/tr>\n<tr>\n<td><strong>APR**<\/strong><\/td>\n<td id=\"AP\">459.900% for a 14 day loan.<br \/>\n214.620% for a 30 day loan.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h6 id=\"APRM\">**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.<\/h6>\n<p>&nbsp;<\/p>\n<p><script>\nfunction changeTN(val) {\n  switch(val) {\n    case \"100\":\n      document.getElementById(\"AF\").innerHTML = \"$100\";\n      document.getElementById(\"FC\").innerHTML = \"$17.64\";\n      document.getElementById(\"TP\").innerHTML = \"$117.64\";\n      document.getElementById(\"AP\").innerHTML = \"459.900% for a 14 day loan.\n214.620% for a 30 day loan.\";\n      break;\n    case \"200\":\n      document.getElementById(\"AF\").innerHTML = \"$200\";\n      document.getElementById(\"FC\").innerHTML = \"$35.28\";\n      document.getElementById(\"TP\").innerHTML = \"$235.28\";\n      document.getElementById(\"AP\").innerHTML = \"459.900% for a 14 day loan.\n214.620% for a 30 day loan.\";\n      break;\n    case \"300\":\n      document.getElementById(\"AF\").innerHTML = \"$300\";\n      document.getElementById(\"FC\").innerHTML = \"$52.92\";\n      document.getElementById(\"TP\").innerHTML = \"$352.92\";\n      document.getElementById(\"AP\").innerHTML = \"459.900% for a 14 day loan.\n214.620% for a 30 day loan.\";\n      break;\n    case \"400\":\n      document.getElementById(\"AF\").innerHTML = \"$400\";\n      document.getElementById(\"FC\").innerHTML = \"$70.56\";\n      document.getElementById(\"TP\").innerHTML = \"$470.56\";\n      document.getElementById(\"AP\").innerHTML = \"459.900% for a 14 day loan.\n214.620% for a 30 day loan.\";\n      break;\n    default:\n    \/\/ code block\n  }\n}\n<\/script><\/p>\n\n\t\t<\/div> \n\t<\/div> \t<div class=\"vc_empty_space\"  style=\"height: 32px\" ><span\n\t\t\tclass=\"vc_empty_space_inner\">\n\t\t\t<span class=\"empty_space_image\"  ><\/span>\n\t\t<\/span><\/div>\n\n<\/div><\/div><\/div><\/div><\/div>\t<div class=\"vc_empty_space\"  style=\"height: 32px\" ><span\n\t\t\tclass=\"vc_empty_space_inner\">\n\t\t\t<span class=\"empty_space_image\"  ><\/span>\n\t\t<\/span><\/div>\n\n\n\t<div class=\"wpb_text_column wpb_content_element  online-installment\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2 class=\"mb-3\">Tennessee Licenses<\/h2>\n<p>&nbsp;<\/p>\n<p class=\"h4 mb-1\"><a href=\"https:\/\/sunshineloans.com\/wp-content\/uploads\/2026\/04\/Tennessee-Deferred-Presentment-License.pdf\"><span style=\"color: #322b69;\">Tennessee Deferred Presentment License<\/span><\/a><\/p>\n\n\t\t<\/div> \n\t<\/div> \t<div class=\"vc_empty_space\"  style=\"height: 64px\" ><span\n\t\t\tclass=\"vc_empty_space_inner\">\n\t\t\t<span class=\"empty_space_image\"  ><\/span>\n\t\t<\/span><\/div>\n\n\n\t<div class=\"wpb_text_column wpb_content_element  online-installment\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>Tennessee law limits the total obligation under a short-term Payday Loan to $500 (exclusive of certain fees).<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"mb-3\"><span style=\"color: #322b69;\">Preguntas sobre pr\u00e9stamos de d\u00eda de pago en l\u00ednea:<\/span><\/h2>\n<h4 class=\"h4 mb-1\"><span style=\"color: #322b69;\"><strong>\u00bfCu\u00e1nto dinero puedo obtener?<\/strong><\/span><\/h4>\n<p class=\"mb-4\" style=\"padding-left: 40px;\">Residents of Tennessee may be eligible to receive up to <strong>$400<\/strong> con un pr\u00e9stamo de d\u00eda de pago en l\u00ednea de Sunshine Loans.<\/p>\n<h4 class=\"h4 mb-1\"><span style=\"color: #322b69;\"><strong>\u00bfCu\u00e1ndo tendr\u00e9 que devolver mi pr\u00e9stamo?<\/strong><\/span><\/h4>\n<p class=\"mb-4\" style=\"padding-left: 40px;\">A payday loan is only meant to satisfy your short-term cash needs and will be due to be paid back on your next pay day, unless your payday is less than 4 days away. The maximum term is 31 days.<\/p>\n<h4 class=\"h4 mb-1\"><span style=\"color: #322b69;\"><strong>\u00bfPuedo obtener una extensi\u00f3n de mi pr\u00e9stamo?<\/strong><\/span><\/h4>\n<p class=\"mb-0\" style=\"padding-left: 40px;\">In accordance with Tennessee law, your loan must be paid in full on your due date. If you find yourself in need of more money, you may re-apply once your previous balance in paid in full.<\/p>\n\n\t\t<\/div> \n\t<\/div> <\/div><\/div><\/div><\/div><\/div><\/div><div      class=\"vc_row wpb_row section vc_row-fluid\" style=' text-align:left;'><div class=\"full_section_inner clearfix\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n\t\t<\/div> \n\t<\/div> <\/div><\/div><\/div><\/div><\/div><div      class=\"vc_row wpb_row section vc_row-fluid\" style=' text-align:left;'><div class=\"full_section_inner clearfix\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><\/div><div      class=\"vc_row wpb_row section vc_row-fluid\" style=' text-align:left;'><div class=\"full_section_inner clearfix\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"Tennessee Rates &amp; Terms Online Payday Loans Tennessee Sunshine Loans loan agreements are governed by the State of Tennessee. View Example Finance Charges $100$200$300$400 Amount Financed(the amount of credit provided to you on your behalf) $100 Finance Charge(the dollar amount the credit will cost you)...","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1814","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sunshineloans.com\/es\/rates-terms-tennessee\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sunshine Loans - Rates &amp; Terms - Tennessee\" \/>\n<meta property=\"og:url\" content=\"https:\/\/sunshineloans.com\/es\/rates-terms-tennessee\/\" \/>\n<meta property=\"og:site_name\" content=\"sunshine\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-01T22:32:20+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/sunshineloans.com\/#website\",\"url\":\"https:\/\/sunshineloans.com\/\",\"name\":\"sunshine\",\"description\":\"sunshineloans\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/sunshineloans.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es-MX\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/sunshineloans.com\/rates-terms-tennessee\/#webpage\",\"url\":\"https:\/\/sunshineloans.com\/rates-terms-tennessee\/\",\"name\":\"Sunshine Loans - Rates & Terms - Tennessee\",\"isPartOf\":{\"@id\":\"https:\/\/sunshineloans.com\/#website\"},\"datePublished\":\"2023-09-12T22:24:39+00:00\",\"dateModified\":\"2026-04-01T22:32:20+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/sunshineloans.com\/rates-terms-tennessee\/#breadcrumb\"},\"inLanguage\":\"es-MX\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/sunshineloans.com\/rates-terms-tennessee\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/sunshineloans.com\/rates-terms-tennessee\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/sunshineloans.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Rates &#038; 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