{"id":1356,"date":"2023-04-26T14:31:52","date_gmt":"2023-04-26T14:31:52","guid":{"rendered":"https:\/\/sunshineloans.com\/?page_id=1356"},"modified":"2023-09-29T21:33:23","modified_gmt":"2023-09-29T21:33:23","slug":"rates-terms-california","status":"publish","type":"page","link":"https:\/\/sunshineloans.com\/es\/rates-terms-california\/","title":{"rendered":"Rates &#038; Terms &#8211; California"},"content":{"rendered":"<div id=\"Inner-page-head\"     class=\"vc_row wpb_row section vc_row-fluid\" style=' text-align:left;'><div class=\"full_section_inner clearfix\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2 style=\"text-align: center;\">Tasas y Condiciones en California<\/h2>\n\n\t\t<\/div> \n\t<\/div> <\/div><\/div><\/div><\/div><\/div><div      class=\"vc_row wpb_row section vc_row-fluid  grid_section\" style=' text-align:left;'><div class=\"section_inner clearfix\"><div class='section_inner_margin clearfix'><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2 style=\"text-align: center; color: #322b69;\">Online Payday Loans<\/h2>\n\n\t\t<\/div> \n\t<\/div> \n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3><span style=\"color: #322b69;\">Programa de Cargos y Tarifas para Transacciones de Presentaci\u00f3n Diferida en California:<\/span><\/h3>\n<table>\n<tbody>\n<tr>\n<th style=\"background-color: #322b69 !important; color: #ffffff;\">Cantidad proporcionada<\/th>\n<th style=\"background-color: #322b69 !important; color: #ffffff;\">Tarifas<\/th>\n<th style=\"background-color: #322b69 !important; color: #ffffff;\">Cantidad del cheque<\/th>\n<th style=\"background-color: #322b69 !important; color: #ffffff;\">14-dia APR<\/th>\n<th style=\"background-color: #322b69 !important; color: #ffffff;\">30-dia APR<\/th>\n<\/tr>\n<tr>\n<td>$100<\/td>\n<td>$17.65<\/td>\n<td>$117.65<\/td>\n<td>460.16%<\/td>\n<td>214.74%<\/td>\n<\/tr>\n<tr>\n<td>$150<\/td>\n<td>$26.48<\/td>\n<td>$176.48<\/td>\n<td>460.16%<\/td>\n<td>214.74%<\/td>\n<\/tr>\n<tr>\n<td>$200<\/td>\n<td>$35.30<\/td>\n<td>$235.30<\/td>\n<td>460.16%<\/td>\n<td>214.74%<\/td>\n<\/tr>\n<tr>\n<td>$255<\/td>\n<td>$45<\/td>\n<td>$300<\/td>\n<td>460.16%<\/td>\n<td>214.74%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 style=\"text-align: left;\"><span style=\"color: #322b69;\">Ejemplos de cargos financieros<\/span><\/h3>\n<p><select id=\"dollarsCA\" style=\"width: 150px;\" name=\"dollarsCA\" onchange=\"changeCADollars(this.value)\"><option value=\"100\">$100<\/option><option value=\"150\">$150<\/option><option value=\"200\">$200<\/option><option value=\"255\">$255<\/option><\/select><\/p>\n\n\t\t<\/div> \n\t<\/div> <div      class=\"vc_row wpb_row section vc_row-fluid vc_inner\" style=' text-align:left;'><div class=\"full_section_inner clearfix\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<table id=\"tbl\" style=\"height: 478px;\" width=\"985\">\n<tbody>\n<tr>\n<td><strong>Cantidad de avance<\/strong><\/p>\n<p>monto financiado<\/td>\n<td id=\"AA\">$100<\/td>\n<\/tr>\n<tr>\n<td><strong>Cargo Financiero<\/strong><\/p>\n<p>(costo del pr\u00e9stamo)<\/p>\n<p>* Suponiendo que todos los pagos se realicen seg\u00fan lo programado<\/td>\n<td id=\"FC\">$17.65<\/td>\n<\/tr>\n<tr>\n<td><strong>Importe del cheque<\/strong><\/p>\n<p>(principal m\u00e1s cargo financiero)<\/td>\n<td id=\"CA\">$117.65<\/td>\n<\/tr>\n<tr>\n<td><strong>APR**<\/strong><\/td>\n<td id=\"AP\">460.16% APR para un plazo de pr\u00e9stamo de 14 d\u00edas<\/p>\n<p>214.74% APR para un plazo de pr\u00e9stamo de 30 d\u00edas<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><script>\nfunction changeCADollars(val) {\n  switch(val) {\n    case \"100\":\n      document.getElementById(\"AA\").innerHTML = \"$100\";\n      document.getElementById(\"FC\").innerHTML = \"$17.65\";\n      document.getElementById(\"CA\").innerHTML = \"$117.65\";\n      break;\n    case \"150\":\n      document.getElementById(\"AA\").innerHTML = \"$150\";\n      document.getElementById(\"FC\").innerHTML = \"$26.48\";\n      document.getElementById(\"CA\").innerHTML = \"$176.48\";\n      break;\n    case \"200\":\n      document.getElementById(\"AA\").innerHTML = \"$200\";\n      document.getElementById(\"FC\").innerHTML = \"$35.30\";\n      document.getElementById(\"CA\").innerHTML = \"$235.30\";\n      break;\n    case \"255\":\n      document.getElementById(\"AA\").innerHTML = \"$255\";\n      document.getElementById(\"FC\").innerHTML = \"$45\";\n      document.getElementById(\"CA\").innerHTML = \"$300\";\n      break;\n    default:\n    \/\/ code block\n  }\n}\n<\/script><\/p>\n\n\t\t<\/div> \n\t<\/div> \n\t<div class=\"wpb_text_column wpb_content_element\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<blockquote>\n<h6>**Tasa de porcentaje anual: la APR es el costo total de su pr\u00e9stamo expresado como una tasa anual. Las APR anteriores se basan en t\u00e9rminos de pr\u00e9stamo de ejemplo de un pago (\"Monto del cheque\") con vencimiento en 14 o 30 d\u00edas. La APR aumentar\u00e1 si el plazo real del pr\u00e9stamo es m\u00e1s corto que estos ejemplos y disminuir\u00e1 si el plazo de su pr\u00e9stamo es m\u00e1s largo.<\/h6>\n<\/blockquote>\n\n\t\t<\/div> \n\t<\/div> \t<div class=\"vc_empty_space\"  style=\"height: 32px\" ><span\n\t\t\tclass=\"vc_empty_space_inner\">\n\t\t\t<span class=\"empty_space_image\"  ><\/span>\n\t\t<\/span><\/div>\n\n\t<div class=\"vc_empty_space\"  style=\"height: 32px\" ><span\n\t\t\tclass=\"vc_empty_space_inner\">\n\t\t\t<span class=\"empty_space_image\"  ><\/span>\n\t\t<\/span><\/div>\n\n<\/div><\/div><\/div><\/div><\/div>\n\t<div class=\"wpb_text_column wpb_content_element  online-installment\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2 class=\"mb-3\">California Licenses<\/h2>\n<p>&nbsp;<\/p>\n<p class=\"h4 mb-1\"><a href=\"https:\/\/sunshineloans.com\/wp-content\/uploads\/2023\/04\/10DBO-177857-CDDTL-License-Effective-4-19-23-pdf-791x1024.jpg\"><span style=\"color: #322b69;\">California Deferred Deposit Originator License<\/span><\/a><\/p>\n\n\t\t<\/div> \n\t<\/div> \t<div class=\"vc_empty_space\"  style=\"height: 64px\" ><span\n\t\t\tclass=\"vc_empty_space_inner\">\n\t\t\t<span class=\"empty_space_image\"  ><\/span>\n\t\t<\/span><\/div>\n\n\n\t<div class=\"wpb_text_column wpb_content_element  online-installment\">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h1><span style=\"color: #322b69;\">Divulgaciones:<\/span><\/h1>\n<p>&nbsp;<\/p>\n<h4 class=\"h4 mb-1\"><span style=\"color: #322b69;\"><strong>Sin persecuci\u00f3n penal:<\/strong><\/span><\/h4>\n<p class=\"mb-0\" style=\"padding-left: 40px;\">No puede ser enjuiciado ni amenazado con enjuiciamiento en una acci\u00f3n penal por un cheque devuelto en relaci\u00f3n con una transacci\u00f3n de dep\u00f3sito diferido.<\/p>\n<h4 class=\"h4 mb-1\"><span style=\"color: #322b69;\"><strong>Cargo por cheque devuelto:<\/strong><\/span><\/h4>\n<p class=\"mb-0\" style=\"padding-left: 40px;\">Si, despu\u00e9s de un dep\u00f3sito, su cheque nos es devuelto sin pagar, se le cobrar\u00e1 un cargo \u00fanico por cheque devuelto de $15.<\/p>\n<p>&nbsp;<\/p>\n<p class=\"mb-0\"><span style=\"text-decoration: underline; color: #ff5000;\"><a style=\"color: #ff5000;\" href=\"https:\/\/sunshineloans.com\/wp-content\/uploads\/2023\/05\/What-You-Need-to-Know-about-payday-loans.pdf\">California Department of Financial Protection &amp; Innovation Brochure (English)<\/a><\/span><\/p>\n<p class=\"mb-0\"><span style=\"text-decoration: underline; color: #ff5000;\"><a style=\"color: #ff5000;\" href=\"https:\/\/sunshineloans.com\/wp-content\/uploads\/2023\/05\/What-You-Need-to-Know-about-payday-loans-Spanish.pdf\">Folleto del Departamento de Protecci\u00f3n e Innovaci\u00f3n Financiera (Espa\u00f1ol)<\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"mb-3\"><span style=\"color: #322b69;\">Preguntas sobre pr\u00e9stamos de d\u00eda de pago en l\u00ednea:<\/span><\/h2>\n<h4 class=\"h4 mb-1\"><span style=\"color: #322b69;\"><strong>\u00bfCu\u00e1nto dinero puedo obtener?<\/strong><\/span><\/h4>\n<p class=\"mb-4\" style=\"padding-left: 40px;\">Los residentes de California pueden ser elegibles para recibir hasta\u00a0<strong>$255<\/strong> con un pr\u00e9stamo de d\u00eda de pago en l\u00ednea de Sunshine Loans.<\/p>\n<h4 class=\"h4 mb-1\"><span style=\"color: #322b69;\"><strong>\u00bfCu\u00e1ndo tendr\u00e9 que devolver mi pr\u00e9stamo?<\/strong><\/span><\/h4>\n<p class=\"mb-4\" style=\"padding-left: 40px;\">Un pr\u00e9stamo de d\u00eda de pago solo est\u00e1 destinado a satisfacer sus necesidades de efectivo a corto plazo y deber\u00e1 devolverse en su pr\u00f3ximo d\u00eda de pago.<\/p>\n<h4 class=\"h4 mb-1\"><span style=\"color: #322b69;\"><strong>\u00bfPuedo obtener una extensi\u00f3n de mi pr\u00e9stamo?<\/strong><\/span><\/h4>\n<p class=\"mb-0\" style=\"padding-left: 40px;\">De acuerdo con la ley de California, su pr\u00e9stamo debe pagarse en su totalidad en la fecha de vencimiento. Si necesita m\u00e1s dinero, puede volver a presentar una solicitud una vez que su saldo anterior est\u00e9 pagado por completo.<\/p>\n\n\t\t<\/div> \n\t<\/div> <\/div><\/div><\/div><\/div><\/div><\/div><div      class=\"vc_row wpb_row section vc_row-fluid\" style=' text-align:left;'><div class=\"full_section_inner clearfix\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\t<div class=\"vc_empty_space\"  style=\"height: 70px\" ><span\n\t\t\tclass=\"vc_empty_space_inner\">\n\t\t\t<span class=\"empty_space_image\"  ><\/span>\n\t\t<\/span><\/div>\n\n<\/div><\/div><\/div><\/div><\/div><div      class=\"vc_row wpb_row section vc_row-fluid  vc_custom_1666280922936\" style=' text-align:left;'><div class=\"full_section_inner clearfix\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><\/div><div      class=\"vc_row wpb_row section vc_row-fluid\" style=' text-align:left;'><div class=\"full_section_inner clearfix\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"California Rates &amp; Terms Online Payday Loans California Deferred Presentment Transaction Schedule of Charges and Fees: Amount Provided Fees Amount of Check 14-day APR 30-day APR $100 $17.65 $117.65 460.16% 214.74% $150 $26.48 $176.48 460.16% 214.74% $200 $35.30 $235.30 460.16% 214.74% $255 $45 $300 460.16%...","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1356","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sunshineloans.com\/es\/rates-terms-california\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sunshine Loans - Rates &amp; 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